Our Flexible Payment Options

Maximizing Your Value

Dr. Villalobos and our team understand that dental care can be expensive, and it’s important to us that money doesn’t prevent any patient from getting the care they need. We understand that money can be tight and paying for services upfront isn’t possible for everyone. 

However, putting off certain treatments can lead to more complex and costly treatments in the future. That’s why we offer flexible financing options so you won’t feel stressed or in a pinch when getting the care you need. For your convenience, we also accept a variety of insurance plans to assist in paying for services.


With over 200,000 enrolled providers across the nation, CareCredit is the most popular patient financing program in America. Unlike most financers, CareCredit has no hidden fees or upfront costs when you sign up. You can use CareCredit to pay for insurance copays or any of our services that aren’t covered by insurance, even cosmetic treatments.

Best of all, you can finance your dental care interest-free within a limited repayment window. If you’d prefer to have more time, long-term plans are also available with low-interest rates. Enrolling online or over the phone is an easy process and you’ll find out if you’re approved instantly.

CareCredit logo

We accept a wide range of insurance plans at our practice for your convenience. We’re a participating provider for most PPO plans, including MetLife, DeltaDental, Guardian, Humana, and CompBenefits. 

While your insurance may not cover every treatment at our practice, it often helps to reduce your financial burden and ensure you get the care you need.

If you have any questions about your insurance benefits, give us a call at (561) 744-0677 and one of our knowledgeable team members will be happy to assist you.

Frequently Asked Questions

Will dental insurance pay for my treatment?
What if I don’t have dental insurance?
How do I qualify for CareCredit?
What does CareCredit cover?
Will dental insurance pay for my treatment?

The amount of insurance coverage you receive can vary significantly depending on the treatment you’re undergoing, as well as the terms set by your plan and provider. Some treatments will likely be fully covered, while others may not be covered at all.

If you have any questions about your insurance, we’ll be happy to help you maximize your benefits.

What if I don’t have dental insurance?

Many patients who visit Dr. Villalobos don’t have dental insurance. Insurance is merely a convenience for financial purposes, not a requirement. We’ll happily accept other payment methods including cash, checks, and major credit cards. We also offer third-party plans through CareCredit to help make your treatment more affordable.

How do I qualify for CareCredit?

Getting approved for CareCredit is a quick and easy process that can be done online or over the phone by calling (800) 677-0718. In either case, the automated system will let you know immediately if you’ve been approved and you can start using your CareCredit card right away. 

Best of all, you won’t have to deal with any complicated paperwork or additional fees. Be advised that you must be at least 18 years old to apply online, or 21 years old to apply over the phone.

What does CareCredit cover?

CareCredit is accepted at over 200,000 participating providers nationwide. You can use your CareCredit card to pay for a variety of health-related expenses including dermatology, veterinary, cosmetic services, and medical supplies. 

It works just like a credit card. You can use it to pay for services, just be sure to pay the bill on time. You can even add other authorized users to your account so you can assist in caring for loved ones.